Female-Focused Finances

We proudly focus on retirement and income strategies for women.


Putting you first.

"So many women are used to thinking of everyone else before themselves, whether in their role as a wife, mother, sister or friend, often to their own detriment. But at Guardian Wealth Advisory Group, our team is committed to helping you ensure that your financial needs are being met, whether married or single, so you can face the future confidently and not be a burden on those you love."

Amanda Czosek
Owner and Co-Founder
Wealth Advisor

Retirement solutions tailored to you

If your goals include leaving a legacy, helping put your children through college or giving loving care to your parents as they age, we are experienced in just that. If your dreams are to travel more, buy a vacation home or delve into a new hobby, we are experienced in just that, too.

It all starts with understanding your finances and building a financial strategy for success. Unfortunately, some myths often stand in the way of women getting the financial help they deserve. We are working on ways to help change that.

Inspiring Women

Myth #1:

My spouse will handle it.


Today, one-third of total U.S. household financial assets (or nearly $11 trillion) are controlled by women — with even more assets expected to transfer to women in the coming decades.¹ That’s partially due to women having a longer lifespan than men.² And yet, only a quarter of affluent women say they are comfortable making investment and savings decisions independently.³

At Guardian Wealth Advisory Group, we know women face unique challenges, and we’re ready to help empower you with the guidance you need.


Women have a heart for service and care deeply about what matters most to them. Some women may appear less focused on their finances, but only because they’re busy sacrificing — women make up nearly two-thirds of family caregivers ages 50-64. As a result, women tend to disproportionately suffer from such financial consequences as reduced work hours, passed-up promotions or leaving the workforce entirely.4

Some women put themselves in the precarious position of relying too heavily on their spouse/partner and are sidelined or totally derailed when they are widowed, divorced or once again single, after decades of marriage or partnership. We can help you prepare for potential challenges like these.

Myth #2:

Women don't take their finances seriously.

Myth #3:

Women don't have much money.


By 2030, U.S. women will most likely control much of the $30 trillion in financial assets that baby boomers will have.5 Women already are the primary breadwinners in over 40% of U.S. households6 and account for nearly 40% of all privately held businesses in the United States.7

While both women and men are interested in creating wealth because of the financial confidence it provides, 72% of women say financial confidence is a “main motivator” compared to 59% of men.8 We’re dedicated to helping you seize opportunities for greater confidence in your financial life — and pursue your dreams with gusto!

Don’t let these myths stand in the way of taking charge of your finances and your future; you are too valuable to those around you. You are very capable, and we will walk beside you in this process. You deserve better and it is our goal to help you reach your retirement objectives.

Take that first step. It is always the hardest, but we will walk with you every step of the way!


Amanda Jager Czosek